Yield

Bonds are safer than stocks…aren’t they? You might be surprised. There’s a reason some bonds pay 2% and others pay 8%. And, there are reasons why some bonds cost more or less than their face value. Just like in stocks, higher risk equals higher potential for higher reward, and higher potential for loss. Are government bonds safer than corporate bonds? Some are and some aren’t. Do you know the difference? We do.

Just because you’re in bonds doesn’t mean you’re not at any risk. Do you even know what to look for? We do, and before we make any recommendations on your investments we make sure you understand those risks too. Maturity, duration, discount, premium, quality, and call features are just some of the many terms you need to understand before you load up on bonds thinking you’re taking all the risk out of investing.

Are bond funds safer than individual bonds? What causes their share prices and yields to change over time? Again, all things you should know before making a commitment to a bond investment with your precious savings.

We’d love to help. Call us with questions. The conversation is free and there’s never a high-pressure sales pitch or any obligation.