We believe individual stocks and bonds are the best investments for most clients.  Where it is appropriate we will use Closed-End Funds and Exchange-Traded Funds.

The portion of a client’s portfolio allocated to individual stocks will contain 20 stocks when fully invested. We believe this weighting allows each client to take advantage of a stock that does very well. It also means that our portfolios move up and down with the markets more than typical mutual fund shares, which typically own 100 or more stocks.

We use a combination of fundamental and technical analysis to determine which stocks to buy and when to buy and sell them. Our proprietary fundamental screen analyzes dozens of characteristics for each stock in order to calculate a potential for appreciation. Click here for more discussion on the fundamental evaluation process.

Once a stock has been approved for purchase based on fundamental analysis, the technical screen recommends buy and sell prices. No matter how much we like a stock, we will not buy it if the technical screen doesn’t tell us the time and price are right. This means we may hold cash, sometimes for many months in a weak market. Click here for more detail on our proprietary technical screening process.