We manage investments for a fee, which amounts to a small percentage of the funds managed. Click here to see our fee schedule.

Since we are not a brokerage, we utilized brokerage / custodial firms to manage the trades for our clients' portfolios.  We screen and select brokerages and custodians for your accounts who provide the best service and charge reasonable trade commissions. If you want to keep your current brokerage and its generally higher costs, we work with that company to minimize the impact of trading upon your portfolio. Our clients do pay trading commissions to these firms, depending on the arrangement with the custodian, but we don’t share in those commissions, nor do we share any fees with mutual fund companies or take any commissions from brokerages or insurance companies. 

Our advice and management is completely independent and free from any built-in bias toward any company or product. This way, there can be no conflict of interest. The way we make more money is by growing your account, not by selling you something. This kind of direct relationship ensures you that we are working with your best interest as the primary focus of our relationship, not our own.